Australia’s Easiest Way to Get a Boat Loan
Whether you are purchasing a yacht or houseboat for private or commercial purposes, it’s a purchase that requires careful thought and meticulous planning. Don’t add unnecessary stress, make the loan process easy by engaging the expert brokers at Easy Boat Loans!
Fast Loan Approvals
Low Rate Yacht and Houseboat Finance
Choose Easy Boat Loans for Yacht and Houseboat Financing
Let us secure the best possible loan offer for you, while you sit back and think about your next time on the water.
Stop Dreaming, Start Sailing
Getting a boat involves more than just choosing the perfect vessel; it also means dealing with the complexities and frustrations of marine finance. But when you leverage Easy Boat Loans, we take care of all the hard work while you focus on which boat to buy. Let us simplify the loan process by handling the entire process including paperwork and negotiations.
Available for both leisure and commercial purposes, houseboats and yachts are two distinct types of marine vessels. Yacht and houseboat loans for leisure purposes can be secured or unsecured. As the names suggest, secured loans mean the borrower will secure the loan with an asset, generally the yacht or houseboat itself, as collateral. Unsecured loans don’t require any collateral and will instead be approved on the borrower’s creditworthiness.
At Easy, our vast lender market also enables us to source the best interest rates and workable terms for commercial yacht and houseboat loans. Our complete portfolio of finance products covers all kinds of business set-ups and sizes, including new operations. Our selection of credit facilities available for commercial houseboat and yacht loans include Leasing, Rent-to-Own, Chattel Mortgage and Commercial Hire Purchase.
If you’re considering a new or second-hand houseboat or yacht for commercial or personal purposes, call and speak with one of our brokers or connect with us online.
Apply Easily for Yacht and Houseboat Financing with Easy!
Submitting an application for yacht and houseboat financing with Easy Boat Loans is simple. That’s because our expert loan brokers provide valuable assistance every step of the way. When you approach Easy for your yacht or houseboat loan, you’ll be required to meet a range of eligibility criteria and application requirements.
All applicants for commercial asset acquisition must have an ABN and provide identification. Additionally, the vessel must be for use within the business and the business must be the one to apply for the finance. During the application process, credit history and scores are reviewed. The required financial documents for businesses applying for finance include tax returns, annual accounts, profit and loss statements, asset and liability statements, BAS returns, bank statements, and turnover.
Yacht and houseboat finance for individuals is consumer credit and is regulated by ASIC. Applicants must submit certain personal and financial documentation. Applicants for consumer credit must be over the age of 18, have employment, have regular income, provide details of their residence, and provide details of their income, expenses and debts. Credit histories and scores are also reviewed for consumer credit.
Get Workable Commercial Yacht and Houseboat Financing
By coming to Easy Boat Loans, the boat purchasing process is made simple thanks to our hands-on approach to financing. Our skilled loan specialists handle the process from initial contact right through to settlement, working hard to source the right lender for each client and negotiating for the best possible rates and terms. Easy’s brokers cut through the confusion to source the best and most cost-effective financing from dealers, banks, finance companies and manufacturers.
Whether a borrower wants to secure a yacht, houseboat, or any other commercial vessel, we have the full suite of financing options available that can be tailored to suit all business models. Simply choose a yacht, select your financing product, and let our experience team at Easy Boat Loans handle the rest.
- Chattel Mortgage -
- Leasing -
- Rent-to-Own -
- Commercial Hire Purchase -
Most widely used and versatile facility for Aussie operators. Great rates, balloon options and tax deductions through asset depreciation.
Competitive rates, flexible terms, off-balance sheet facility with tax deductible lease payments
Fixed period, regular rental payments, option to purchase the rented asset at the end of the term.
Includes many features of Chattel Mortgage and Leasing but suited to both accruals and cash accounting methods.
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